Why do we need Umbrella insurance?

Unlimit yourself and save your valuable assets. Homeowners, auto, and watercraft policies have a limit on liability insurance. If an unfortunate accident should happen that is your fault, do you have enough liability insurance from your current policies to cover you from any law suits, court fees and personal injuries due to unfortunate negligence? Umbrella insurance is designed to give one added liability protection above and beyond the limit on traditional personal liability insurance to protect any legal party from going after your assets.