Why do we need Commercial insurance?

As a business owner, you need the same kinds of insurance coverage for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states). In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you You need to file a claim or claim filed against you. While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Please ask and we will explain all the differences and options.